Undergraduates pay $449 per credit in New Jersey and Pennsylvania or $584 out-of-state on the Per-Credit plan, or switch to the Full-Time Flat-Rate at nine or more credits a term, $3,595 in-state and $4,652 out, where every credit past nine rides free, the lane that rewards stacking. Graduate work runs $695 per credit including the MBA, with the DBA at $960 and the Ed.D. at $876, and master's students can instead lock the Flat-Rate option: $18,000 for the whole degree, a fixed price that turns speed into pure savings. Around the edges: PLA attempts cost $252 per credit, the graduation audit fee is $298, and the flat-rate lanes exclude nursing, military-rate, and graduate programs on the undergraduate side. These are the published figures effective August 2026; rates move, and the official pages bind.
The lanes, side by side
| Lane | Published rate | Who it fits |
|---|---|---|
| UG Per-Credit | $449/cr NJ + PA · $584/cr elsewhere | Light terms, thin residuals, credit-bank-heavy degrees where few graded courses remain |
| UG Full-Time Flat-Rate | $3,595/term NJ · $4,652 out-of-state, 9+ credits | Stackers: every credit past nine is free marginal tuition, the expedite engine |
| Graduate Per-Credit | $695/cr incl. MBA · DBA $960 · Ed.D. $876 | One-course-at-a-time graduate pacing |
| Master's Flat-Rate | $18,000 per degree | Committed finishers: the price is fixed, so every month saved is pure gain |
| PLA | $252 per credit attempted | Documented experience, the cheapest credit on this page when the portfolio is argued well |
The two break-even calculations that matter
Per-credit versus flat-rate, undergraduate: at in-state rates, nine credits per-credit costs about $4,041 against a $3,595 flat term, so the flat lane wins at nine credits and every credit stacked past nine widens the gap. The catch is workload: twelve or fifteen credits of module deadlines in twelve weeks is a serious calendar, which is exactly the load the writing desks exist to make survivable. Per-credit versus the $18,000 master's: divide $18,000 by your program's credit count against $695 per credit, and the flat option typically rewards programs you intend to finish whole and briskly; a 36-credit program runs about $25,020 per-credit, which makes the flat lane's answer plain. Both computations shift with your state, program, and pace; send your numbers and the desk runs your version free.
What the credit bank does to this page
- Every transferred credit is tuition never billed; the sweep is worth more than any discount that will ever exist
- Every TECEP pass converts a course's tuition into an exam fee, the steepest single saving on the menu
- Every PLA credit lands at $252 attempted, a fraction of any per-credit lane
- The graded residual is where tuition actually spends, which is why each of those letters deserves margin
- Repeats are the silent budget killer in every lane; one prevented repeat outpays a term of support
Run your lanes free
Send program, state, and credit count. Both break-evens and the bank map come back same-day.
Sources and verification
Facts on this page come from official sources, and anything that matters is worth checking against the originals:
- www.tesu.edu · Undergraduate tuition: per-credit and flat-rate figures, primary source
- www.tesu.edu · Graduate tuition: the $695, $960, and $876 rates
- www.tesu.edu · Master's Flat-Rate: the $18,000 fixed-price option
- www.tesu.edu · Prior Learning Assessment: the $252 per-credit PLA fee